8) WHY SHOULD I BE REPRESENTED BY MY OWN ATTORNEY AT AN EXAMINATION UNDER OATH?

The attorney for the insurance company is not your friend. He or she represents the interests of your insurance company and owes allegiance to it. You need your own advocate and advisor.

The attorney for the insurance company has taken many EUO's and has a plan for how he or she wishes to proceed. That attorney has not shared with you the basic information on this website or more detailed information you will receive from your own counsel. That attorney has not told you in advance the questions he plans to ask you or why he is going to ask you these particular questions. That attorney hopes that you will show up unrepresented.

You need your own attorney to assist you for the following reasons:

1. To thoroughly familiarize you with how an EUO is taken including certain rules you should follow while at the examination under oath.

2. To familiarize you with techniques insurance company attorneys use to take advantage of you and how you can counter them.

3. To help you practice providing testimony.

4. To assist you in anticipating the questions that will be asked you, to help you think through your answers and to organize your documents in advance.

5. To represent your interests on the day of the EUO by advising you as to what questioning is appropriate, keeping the other attorney within appropriate bounds and helping you to do a good job, sometimes by asking additional questions.

9) HOW DO I PICK AN ATTORNEY TO REPRESENT ME AT AN EXAMINATION UNDER OATH?

It is best to hire an attorney who regularly represents insureds who have disputes with their insurance company and who have attended a number of EUO's with clients on a variety of different types of cases. As in any area of life, knowledge and experience are helpful and can be crucial.

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