4) WHAT SUBJECTS WILL BE COVERED AT AN EXAMINATION UNDER OATH?

Most EUO's cover far more subjects than the circumstances of your claim. This is because the insurance company is also trying to evaluate your character and whether you have a motive for pursuing a fraudulent claim.

Just a handful of the many subjects that may be covered include whether you have used any names other than the one on your policy, your employment history, all the addresses where you have resided, your financial circumstances in terms of debts, assets and payment history, your personal relationships with friends and family, your medical history, other insurance claims of various types that you have filed preciously, whether you've been convicted of any crimes and whether you have enemies that might have intentionally caused your loss to occur. You will also be asked your social security number.

Many of these subjects are complex and don't lend themselves to simple answers. Preparation and careful thought before the day of the EUO are exceedingly helpful in doing a good job in responding to inquiry.

5) HOW LONG WILL MY EXAMINATION UNDER OATH TAKE?

EUO's typically take a few hours, but can be longer or shorter. In some cases they even take more than one day. The length of the EUO depends on the type and complexity of the case; the personality, preparation and style of questioning of the attorney taking the examination; and on the witness's ability to formulate responsive answers. It may also depend on whether the witness has the physical and mental stamina to complete the EUO in a single day.

< 1 2 3 4 5 >
Back to E U O list